Actual Rates of Return
As at 12/31/2011 12:00:00 AM

Fund Name Years
 1 Year3 Years5 Years10 Years
Educators Money Market Fund0.5%0.4%1.5%2.0%
Educators Mortgage & Income Fund3.0%3.8%3.8%4.0%
Educators Growth Fund-8.8%7.9%0.3%5.7%
Educators Balanced Fund-1.2%7.8%1.6%5.6%
Educators Diversified Fund-8.8%10.2%-1.6%5.7%
Educators Dividend Fund-2.4%8.9%-0.5%5.9%
Educators Bond Fund    
Educators Monthly Income Fund